The purpose of this paper is to examine the evolution mechanisms of a hydrochemical field and to promote its benefits to the living standards of local people and to the local economy in the southern plain area of Pengyang County, in Ningxia, China. Based on understanding of the hydrogeological conditions in Pengyang County, the chemical evolution characteristics of groundwater in the plain area were analyzed. PHREEQC geochemical modeling software was used to perform hydrochemical modeling of water-rock interaction and to quantitatively analyze the evolution processes and the formation mechanisms of the local groundwater. Geochemical modeling was performed for two groundwater paths. The results showed that, along path 1, Na+ adsorption played the leading role in the precipitation process and its amount was the largest, up to 6.08 mmol/L; cation exchange was significant along path 1, while along simulated path 2, albite accounted for the largest amount of dissolution, reaching 9.06 mmol/L, and the cation exchange was not significant. According to the modeling results, along the groundwater flow path, calcite and dolomite showed oversaturated status with a precipitation trend, while the fluorite and gypsum throughout the simulated path were not saturated and showed a dissolution trend. The total dissolved solids (TDS) increased and water quality worsened along the flow path. The dissolution reactions of albite, CO2, and halite, the exchange adsorption reaction of Na+, and the precipitation of sodium montmorillonite and calcite were the primary hydrogeochemical reactions, resulting in changes of hydrochemical ingredients.